My name is Bart Ivens. I work at PCM and PCM stands for Payment and Cash Management which is a key product line at ING. Making payments sounds like an easy thing to do. I can tell you it isn’t. Our clients expect us to do payments in a timely and precise manner. At ING payments is in our DNA. Payments is what we can, payments is what we do. We have the size and the strength to continue to invest in this activity. Intimately linked to payments is cash management. Cash management is the activity that we perform for clients who are concentrating their liquidity that may be spread across Europe. The bottom line of PCM is about commitment and expertise.

My name is Koen Klein and I am responsible for the relationship management in the transport, logistics and maritime industries sector. Clients are the reason we exist. So we try to serve you as well as we can. Always keeping in mind your long term goals whenever we provide you with our solutions.

My name is Margot de Heus. I work for the Lending department of ING Wholesale Banking as a Managing Director. Lending is a core product of our organisation. Our aim is to keep our products as simple as possible for our clients. In fact I feel we don’t sell a product, but we sell support to the development of your business. We streamlined every aspect of our lending product offering. We will be crystal clear about pricing, terms and our conditions. The bottom line is that our lending product offering will help you develop your business.

Hi, my name is Willem Dokkum and I work as a Managing director for corporate clients in the Netherlands. Within corporate clients we have a sector approach. By thorough analysis we have a good understanding of your market, your business and your challenges. My personal drive and goal is to find the best fitted solution for you as a client. We go for the extra mile with generating fresh and creative ideas which fit within your organisation. Bottom line, ING is here to stay. With dedicated people giving you second to none services.

As a senior banker I act as a central point of contact for my corporate clients and I try to assist them in building solutions that really work. My primary objective is to get a clear understanding of both your short term goals as well as your strategic objectives and the challenges you face in reaching these goals. I see it as a priority to secure access to liquidity and future funding for my clients and to mitigate the execution risks involved. As a consequence we could advise you to refinance your existing debt well ahead of maturity. Bottom line is that we want to assist you in achieving your ambitions by minimizing financial risks.

My name is Roy Reinacher and I work for ING Commercial Finance at ING Wholesale Banking. ING Commercial Finance is focused on providing working capital facilities solutions which eventually means cash for you. Naturally you want to have sufficient cash as it enables you for instance to do new business. And that’s in interest of us: How do you do your business? And what can we do to offer you a new working capital facility solution which is easy and simple for instance we follow your administration? So, when you are doing the business, we do the cash and that’s the bottom line.

My name is Remy Treffers and I work for ING Financial Markets as a corporate treasury Sales Person. We at ING Financial Markets are here to manage volatility and identify the opportunities that arise from that. Our central starting point is your cash flow. You will need only five minutes to know our view about for instance emerging markets currencies or Dollar swap rates. We operate across the globe. Our traders have deep and liquid trading books. We can offer competitive pricing, but also a flawless and hands-on execution of the trade. Bottom line: It’s a two-way information flow: From you to us and us to you.

My name is Marjola Trebles – van Bolhuis and I work for ING Lease Netherlands. as a Senior External Assets Specialist. ING Lease is part of ING Wholesale Banking. As a leasing company we can provide you financial facilities based on the value of your assets or based on the value of the income it generates for you. A client wanted us to help them finance a new sales strategy. They wanted to offer a flexible rental solution to their client. But they wanted at the same time to have the medical equipment off their balance sheet. The result was that we were in the end actually able to qualify the proposed leasing solution as off balance sheet for our client.

My name is Caroline Kuijt I am a Director at Syndicated finance of ING Wholesale Banking. Today’s market is a interesting market because in the midst of this turmoil we are actually still open for business. For me it’s all about the relationship instead of just the product itself. We have a down to earth and hands on approach but at the same time we know exactly what is going on in the market. I think it all comes down to the combination of having a really good relationship with clients like you as well as our market and product expertise. This basically all together allows us to structure for you a tailor made transaction that suites you, that is of value right now, but also in the future.